SNH Commercial Finance provides cost effective Commercial Bridge Loans to facilitate a variety of asset management requirements including restructuring current debt, accessing needed liquidity, or executing a time-sensitive transaction.

With unlimited funding, from a well experienced private investor group, SNH is able to structure flexible bridge financing to meet the immediate needs for both investment as well as owner-occupied commercial property owners in all 48 Contiguous States.

Whether the challenges include limited seasoning, low current cash-flow, unpaid tax liabilities, or past credit issues, SNH consistently combines prompt, professional service with clear and concise transaction criteria to provide timely capital, at competitive rates and terms.


Private Lending Criteria and Rates

  • Loan Size: $500,000 to $5,000,000 (higher loan amounts on a case-by-case basis)
  • Lending Area: Lower 48 States
  • Collateral: Commercial Real-Estate
  • Multi-Family
  • Mixed-Use
  • Office
  • Retail
  • Warehouse
  • Industrial
  • Hotel
  • Self-Storage
  • Interest Rate: 6.5% to 12.5%, Rates vary depending on collateral
  • Loan-To-Value: Up to 80% (depending on collateral)
  • Loan Terms: 1 to 3 years
  • Amortization: Interest Only
  • Closing time: 7 -30 Days
  • As low as 2 Points Origination
  • Typical 3rd Party Costs apply (i.e. Appraisal, Environ., Title)
  • Term Sheets issued within 24 hrs


Recent Closings

$750,000, Refinance, 9.25% 2Yr, Owner-Occupied Flex-Use Property, Durham, NC

$1,000,000, Cash-Out/Renovation Refinance, 7.5% 1Yr, Mixed-Use Property, Manhattan, NY

$1,500,000, Discounted Pay-Off, 6% 3Yrs, Owner-Occupied Industrial, Opa Locka, FL

$1,250,000, Cash-Out Refinance, 11.0% 1Yr, Self-Storage, San Antonio, TX


We work directly with the Borrower to secure the best available loan, at the lowest rate. For prompt service and accurate quotes contact SNH today!